List of banks in Bosnia and Herzegovina
This is a complete list of banks in Bosnia and Herzegovina as of August 2026. Based on official lists from the Central Bank of Bosnia and Herzegovina, responsible for national bank regulation and registration in Bosnia and Herzegovina.
Bosnia and Herzegovina has two banking systems, one for each entity, the Federation of Bosnia and Herzegovina and Republika Srpska. Each entity has a specialised supervisory agency, the Banking Agency of the Federation of Bosnia and Herzegovina (FBA) and the Banking Agency of Republika Srpska (ABRS). Thus, each bank operating in Bosnia and Herzegovina must register with both banking systems if it intends to operate nationwide.
Central bank
- Centralna banka Bosne i Hercegovine, located in Sarajevo - SWIFT Code: CBBSBA22XXX www.cbbh.ba
Licensed commercial banks in the Federation of Bosnia and Herzegovina
As of 21 August 2026, there are 14 licensed commercial banks in the Federation of Bosnia and Herzegovina:[1]
Licensed commercial banks in Republika Srpska
As of 21 August 2026, there are 8 licensed commercial banks in Republika Srpska:[1]
| Bank name | Headquarters | Website | SWIFT Code | Owner/International group | ATM network membership |
|---|---|---|---|---|---|
| Addiko Bank | Banja Luka | www.addiko-rs.ba | HAABBA2BXXX |  Addiko Bank (99.88%) |
Addiko Bank BiH |
| ATOS Bank | Banja Luka | www.atosbank.ba | SABRBA2BXXX |  MG-MIND via Nova Banka (100.00%) |
ATM Network with Nova Banka |
| Banka Poštanska štedionica | Banja Luka | www.bpsbl.com | KOBBBA22XXX |  Banka Poštanska štedionica (100.00%) |
No |
| MF banka | Banja Luka | www.mfbanka.com | MFBLBA22XXX | MF Grupa (94.87%) |
No |
| NLB Banka | Banja Luka | www.nlb-rs.ba | RAZBBA22XXX |  BNY and others via NLB Group |
NLB Bank BiH |
| Nova Banka | Banja Luka | www.novabanka.com | NOBIBA22XXX | MG-MIND (100.00%) |
ATM Network with ATOS Bank |
| Naša Banka | Banja Luka | www.nasa-banka.com | PAVLBA22XXX | GALENS via GI Finance (100.00%) |
No |
| UniCredit Bank | Banja Luka | www.unicreditbank-bl.ba | BLBABA22XXX |  UniCredit Bank (99.67%) |
UniCredit Group BiH |
Defunct & merged banks in Bosnia and Herzegovina
These are banks that either lost their licence due to accumulated debts and insolvency, or went into bankruptcy:[2]
Defunct/non-operating banks
- Banka Srpske - Banja Luka
- Balkan Investment Bank - Banja Luka
- Bobar Banka - Bijeljina
- IEFK Bank - Banja Luka
- Postbank BH - Sarajevo
- Hercegovačka Banka - Mostar
- Camelija banka - Bihać
- International Commercial Bank - Sarajevo
- VB banka - Banja Luka
- Zepter Komerc bank - Banja Luka
- Privredna banka a.d. Istočno Sarajevo - East Sarajevo
Merged banks
- BOR Banka - Sarajevo
- Moja Banka - Sarajevo
- FIMA Banka - Sarajevo
- Volksbank a.d. - Banja Luka
- Volksbank d.d. - Sarajevo
- NLB Tuzlanska Banka - Tuzla
- Tuzlanska banka - Tuzla
- ABS Banka - Sarajevo
- Depozitna banka - Sarajevo
- Šeh-in banka - Zenica
- Investicijska Banka Federacije BiH - Sarajevo
- LT Gospodarska banka - Sarajevo
- Ljubljanska banka - Sarajevo
- Sberbank BH - Sarajevo
- Central Profit Banka - Sarajevo
- Universal banka - Sarajevo
- HVB CPB Banka - Sarajevo
- HVB Banka Bosna i Herzegovina - Sarajevo
- Nova Banjalučka banka - Banja Luka
- UPI banka - Sarajevo
- CBS Bank - Sarajevo
- Commercebank - Sarajevo
- Una banka - Bihać
- Auro Banka - Mostar
- Gospodarska banka - Mostar
- Vakufska banka - Sarajevo
- Sberbank a.d. - Banja Luka
- ASA Naša i snažna - Sarajevo
Banking supervision and authorization
- Agencija za osiguranje depozita Bosne i Hercegovine (in English: Deposit Insurance Agency of Bosnia and Herzegovina)-independent, non-profit legal entity with powers provided for in accordance with the Law www.aod.ba
- Agencija za bankarstvo Federacije BiH (FBA) (in English: Banking Agency of the Federation of Bosnia and Herzegovina) - independent, sovereign and non-profit authority for bank supervision and licensing in the FBiH entity www.fba.ba
- Agencija za bankarstvo RS (ABRS) (in English: Banking Agency of Republika Srpska) - independent, sovereign and non-profit authority for bank supervision and licensing in RS entity www.abrs.ba
Other financial institutions
- BAMCARD - www.bamcard.ba national payment clearing provider and processing center to financial institutions in Bosnia and Herzegovina
- BH mreža bankomata or ATM Network BH mreža - www.bhmreza.ba is ATM network with more than 150 ATMs operated by national processing center (BAMCARD) for the customers of four Bosnian partner banks (ASA Banka, Bosna Bank International, Privredna banka Sarajevo and Union Banka).
- KVIKO - www.kviko.ba is Bosnian member of European Mobile Payment Systems Association operated by BAMCARD (for customers of ASA Banka, Bosna Bank International and Union Banka)
- Investiciono-razvojna banka RS - local development bank[3] serving RS entity in Bosnia and Herzegovina, from Banja Luka.
- Western Union services in Bosnia and Herzegovina[4]
- MoneyGram - in Bosnia and Herzegovina[5]
- Ria Money Transfer[6]
- Eurogiro[7]
Representative offices of International financial institutions
- International Monetary Fund - Međunarodni monetarni fond, Bosnian office located in Sarajevo
- European Bank for Reconstruction and Development - Evropska banka za obnovu i razvoj za BiH - EBRD office in Sarajevo (Fra Anđela Zvizdovića 1, UNITIC)
- World Bank - The World Bank Group - Country Office for BiH in Sarajevo,[8] Ured Svjetske banke u BIH, Sarajevo
- European Investment Bank - (EIB) Representation to Bosnia and Herzegovina in Sarajevo (Skenderija 3a, 71000 Sarajevo).
- Council of Europe Development Bank (Banka Vijeća Evrope) - Razvojna banka Vijeća Evrope (CEB) in BiH[9]
- KfW - Njemačka razvojna banka - KFW u BiH
- The Saudi Fund for Development (SFD) - Saudijski fond za razvoj (SFD)
- The International Fund for Agricultural Development - (IFAD) - Međunarodni fond za poljoprivredni razvoj
- The Kuwait Fund for Arab Economic Development - Kuvajtski fond za arapski razvoj (KFAD)
See also
References
- 1 2 "Banks in BH". cbbh.ba. Centralna banka Bosne i Hercegovine. 21 August 2026. Retrieved 21 August 2026.
- ↑ "Banke u BiH". www.profitiraj.ba (in Bosnian). Retrieved 1 October 2016.
- ↑ "Vlada RS želi da njena investiciona banka obavlja platni promet". Radio Slobodna Evropa (in Serbian (Latin script)). www.slobodnaevropa.org. July 2024. Retrieved 2 September 2024.
Posljednji talas sankcija je nametnut 18. juna, kada je sedam kompanija i dvije osobe iz RS sankcionisano zbog, kako je navedeno iz OFAC, povezanosti sa porodicom Milorada Dodika. Iz ovih firmi je kasnije rečeno da očekuju gašenje računa. IRB RS je osnovana 2006. godine, u stopostotnom je vlasništvu RS, a bavi se podsticanjem investicija i podrškom razvoju u tom bh. entitetu.
- ↑ "WU - Brzi transfer novca sa inostranstvom". www.transfernovca.ba (in Bosnian). Retrieved 2 September 2024.
- ↑ "MoneyGram - Brzi transfer novca u BiH". www.brzitransfernovca.ba (in Bosnian). Retrieved 2 September 2024.
- ↑ "RIA - Send money to Bosnia and Herzegovina". www.riamoneytransfer.com. Retrieved 2 September 2024.
- ↑ "Financial Services". www.posta.ba. Retrieved 2 September 2024.
- ↑ "World Bank - Country Office". www.worldbank.org. Retrieved 2 September 2024.
- ↑ "Member info - Bosnia and Herzegovina". www.coebank.org. Retrieved 2 September 2024.