Millionaire for Life

Millionaire for Life
RegionUnited States
(30 states and the District of Columbia)
First drawFebruary 22, 2026 (2026-02-22)
OperatorMulti-State Lottery Association
Highest jackpot$1 million/year in perpetuity (minimum guaranteed annuity payout over 20 years);
$18 million (one-time cash payment option)
Odds of winning jackpot1 in 22,910,580.00
Websitewww.powerball.com/millionaire-for-life

Millionaire for Life is an American multi-state lottery drawing game operated by the Multi-State Lottery Association (MUSL). It is currently offered in 30 states as well as the District of Columbia; drawings are conducted nightly at 11:15 p.m. Eastern Time and use a random number generator (RNG) to select the numbers. Ticket sales commenced on February 22, 2026, and the inaugural drawing took place that evening.[1]

The game replaced two other MUSL-sanctioned multi-state draw games, Cash4Life and Lucky For Life, in 28 of the 31 states where either of the retired games were previously offered; of the predecessor games’ former participants, Delaware (which offered Lucky for Life), Maryland, Florida, and Missouri (all of which offered Cash4Life) elected not to transition to the new game at launch. Mississippi and West Virginia, neither of which offered the predecessor games, joined Millionaire for Life when it commenced play.[2][3][4]

Rules

Each game costs $5 to play. Players then select five white ball numbers from 1-58 and an additional number from 1-5, the green "Millionaire Ball." Matching all five white balls as well as the Millionaire Ball will win $1,000,000 a year for life (with a guaranteed payout for 20 years) or $18,000,000 upfront in cash.

Odds and prizes

Matches Prize Odds
White Balls
(58)
Millionaire Ball
(5)
5 1 $1 million/year in perpetuity (or $18 million cash option) 1 in 22,910,580.00
5 0 $100,000/year in perpetuity (or $2.2 million cash option) 1 in 5,727,645.00
4 1 $7,500 1 in 86,455.02
4 0 $500 1 in 21,613.75
3 1 $250 1 in 1,662.60
3 0 $50 1 in 415.65
2 1 $25 1 in 97.80
2 0 $8 1 in 24.45
1 1 $8 1 in 15.65

Participating lotteries

Map of U.S states and territories offering Millionaire for Life as of April 20, 2026
Members Joined Replaced
Arkansas 2026 LFL
Colorado 2026 LFL
Connecticut 2026 LFL
Delaware 2026 LFL
District of Columbia 2026 LFL
Georgia 2026 C4L
Idaho 2026 LFL
Indiana 2026 C4L
Iowa 2026 LFL
Kansas 2026 LFL
Kentucky 2026 LFL
Maine 2026 LFL
Massachusetts 2026 LFL
Mississippi 2026 —
Michigan 2026 LFL
Montana 2026 LFL
Nebraska 2026 LFL
New Hampshire 2026 LFL
New Jersey 2026 C4L
New York 2026 C4L
North Carolina 2026 LFL
North Dakota 2026 LFL
Ohio 2026 LFL
Oklahoma 2026 LFL
Pennsylvania 2026 C4L
Rhode Island 2026 LFL
South Dakota 2026 LFL
Tennessee 2026 C4L
Virginia 2026 C4L
Vermont 2026 LFL
West Virginia 2026 —
Wyoming 2026 LFL
Key
  • C4L = Cash4Life
  • LFL = Lucky for Life

References

  1. ↑ Carpenter, Michael (February 20, 2026). "Millionaire for Life Lottery Game Debuts Sunday". The Rutherford County Source. Archived from the original on April 20, 2026. Retrieved April 20, 2026.
  2. ↑ "Millionaire for Life".{{cite web}}: CS1 maint: url-status (link)
  3. ↑ Smith, Sethanie (February 19, 2026). "Mississippi Lottery introduces Millionaire for Life game". WJTV. Retrieved April 20, 2026.{{cite news}}: CS1 maint: url-status (link)
  4. ↑ "Millionaire for Life Launches Sunday". West Virginia Lottery (Press release). February 19, 2026.{{cite press release}}: CS1 maint: url-status (link)