International Personal Finance

International Personal Finance
TypePublic
LSE: IPF
IndustryFinance
Founded1997
HeadquartersLeeds, West Yorkshire, UK
Key people
Stuart Sinclair, Chairman
Gerard Ryan, Chief Executive Officer
Gary Thompson, Chief Financial Officer
RevenueIncrease £737.5 million (2025)[1]
Increase £88.6 million (2025)[1]
Decrease £54.2 million (2025)[1]
Websitewww.ipfin.co.uk

International Personal Finance is a British-based international financial services business providing home credit and digital consumer credit to 1.7 million customers in nine markets.[2] It took a secondary listing on the Warsaw Stock Exchange in March 2013 but delisted in 2022.[3] It is also listed on the London Stock Exchange until it was acquired by BasePoint Capital in August 2026.

History

The company was first established as a division of Provident Financial in 1997. It was demerged from Provident Financial in 2007[4] and listed on the London Stock Exchange on 16 July 2007.[5] It went on to acquire Maritime Commercial Bank of Kaliningrad in 2008,[6] before closing its pilot Russian operation in 2009.[7] IPF acquired digital loans company MCB Finance in 2015.[8]

In December 2025, it was announced that company would be acquired by BasePoint Capital for £543 million ($733 million).[9][10] All regulatory clearances were received by 3 July 2026, so allowing the transaction to be completed on 4 August 2026.[11]

Operations

The company has operations organised as follows:

  • Poland – home credit and digital
  • Hungary – home credit
  • Romania – home credit
  • Czech Republic – home credit and digital
  • Mexico – home credit and digital
  • Australia – digital
  • Latvia – digital
  • Lithuania – digital
  • Estonia – digital

References

  1. 1 2 3 "Annual Results 2025" (PDF). International Personal Finance. Retrieved 25 February 2026.
  2. ↑ "Building a better world". International Personal Finance Corporate2022. Retrieved 24 June 2023.
  3. ↑ "Approval of Warsaw Stock Exchange Delisting". tools.eurolandir.com. Retrieved 24 June 2023.
  4. ↑ "Provident Financial details split". Reuters. 7 June 2007. Archived from the original on 7 February 2018. Retrieved 9 April 2016.
  5. ↑ "London Stock Exchange | London Stock Exchange". www.londonstockexchange.com. Retrieved 24 June 2023.
  6. ↑ "International Personal Finance buys Russian bank for 2.75 mln stg cash". LSE. 31 December 2007. Retrieved 6 February 2018.
  7. ↑ "Closure of Russian market pilot". tools.eurolandir.com. Retrieved 24 June 2023.
  8. ↑ "Lender IPF says to buy MCB Finance Group". Reuters. 19 December 2014. Retrieved 6 February 2018.
  9. ↑ "BasePoint Capital finalises £543m takeover of International Personal Finance". Retail Banker International. 30 December 2025. Retrieved 31 July 2026.
  10. ↑ "International Personal Finance profit dips ahead of Basepoint takeover". London South East. 29 July 2026. Retrieved 31 July 2026.
  11. ↑ "International Personal Finance clears final hurdle in buyout deal". Morning Star. 3 July 2026. Retrieved 3 August 2026.
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