Aretha A. Duku

Aretha Abena Abrafi Duku
OccupationInsurance executive
EmployerGhana Union Assurance Company Limited
TitleManaging Director

Aretha Abena Abrafi Duku is a Ghanaian insurance and risk management executive.[1] She serves as the Managing Director of Ghana Union Assurance Company Limited, an insurance company operating in Ghana.[2][1]

Education

Duku holds a degree in Law and a Master of Science (MSc) in Insurance and Risk Management from the United Kingdom. She is a Chartered Insurer and an Associate of the Chartered Insurance Institute (UK).[2] She is also a Fellow of the Project Management Institute (US) and a graduate of the Wits Business School Executive Development Programme in Johannesburg, South Africa.[1]

Career

Duku has over 25 years of experience in insurance, risk management, and financial services across Ghana, Europe, and other parts of Africa. Her professional experience spans insurance, reinsurance, project management, and executive leadership.[2]

She has held senior leadership roles in multinational and regional organizations, where her work has included business transformation, corporate restructuring, and strategic programme implementation.[2][1]

Ghana Union Assurance

Duku serves as Managing Director of Ghana Union Assurance Company Limited.[3] In this role, she is responsible for the strategic direction of the company and oversees its underwriting, operations, compliance, and overall performance.[4]

During her tenure, the company has undertaken restructuring initiatives, including the separation of its life and non-life insurance businesses in line with regulatory requirements.[1]

Industry leadership

Duku has held leadership positions within the insurance industry in Ghana and across Africa. She has served as President of the African Insurance Organisation (AIO) and the Ghana Insurers Association (GIA).[5][2][1]

Board memberships

Duku has served on the boards of several institutions, including:[2][1]

  • Ghana Union Assurance Company Limited[6]
  • Ghana Oil and Gas Pool
  • Impact Life Insurance Company
  • Adehyeman Savings and Loans
  • Ghana Insurers Association
  • Private Enterprise Federation
  • Ghana Agricultural Development Pool
  • ECOWAS Brown Card Insurance Scheme
  • Ghana Stock Exchange Council
  • Prudential Bank
  • Ghana Education Trust Fund (GETFund)

Professional focus

Duku’s work has focused on corporate governance, risk management, insurance operations, and strategic business development. She has been involved in initiatives related to financial viability analysis, product development, and organisational restructuring within the insurance sector.[2][1]

References

  1. 1 2 3 4 5 6 7 8 Danso, Christabel (2026-03-09). "IWD26: Aretha Abena Abrafi Duku: Transformational leader in Africa's insurance industry". Business and Financial Times. Accra, Ghana. Retrieved 2026-03-20.
  2. 1 2 3 4 5 6 7 "Personality Profile: Meet Aretha Duku". Modern Ghana. Retrieved 2026-03-20.
  3. ↑ "Aretha Duku | Ghana | Decypha - Don't miss any updates from Decypha. Get your account today to stay up-to-date with your interest!". 34.240.189.1. Retrieved 2026-03-20.
  4. ↑ "The Board – Ghana Union Assurance". Retrieved 2026-03-20.
  5. ↑ "Ms Aretha Duku". Adehyeman Savings & Loans Ltd. Retrieved 2026-03-20.
  6. ↑ "Leadership – Ghana Union Assurance". Retrieved 2026-03-20.